SBI Simply Save credit card- Must Know Benefits & Charges To apply

Hi guys, If you want a multi-purpose credit card, You came to the perfect place. SBI(State Bank of India) launched his multi-purpose credit card named SBI simply save credit card.

This is an entry-level credit card of SBI. SBI specially made this credit card for those who want a credit card for multiple usages. So if you are searching for a new credit card or your first credit card which you can use everywhere, this SBI simply saves credit card can be beneficial for you.

SBI simply save credit card provides you most of the benefits like shopping benefits, fuel cashback, Reward points, Movie ticket bookings, Entertainment, dining etc. This card provides you with all.

In this article, you will learn everything about SBI simply save credit cards. The benefits of SBI simply save credit card charges of SBI card and some downsides of SBI Simply click credit card.

If you are A Travelling Lover, Check Out this IRCTC SBI Credit card(Best Travelling Credit card).

Benefits OF SBI Simply Save credit card:

Spend bonus:

When you use this credit card and spend at least 100 rupees you will get one reward point. It means you will get 1 reward point on every hundred rupees spent. The value of one reward point is 0.25 rupees or four points is equal to 1 rupee. If you spend 100 rupees on dining or supermarket you will get 10x reward points.

Fuel Surcharge Waiver:

This SBI simply saves credit card gives you a 1% fuel surcharge waiver. You can get the fuel surcharge anywhere in India at every single fuel outlet in India. But your fuel purchase must be between 500 to 3000 rs. So if you travel so much from your vehicle this offer can be very beneficial for you.

Cash Withdrawal Facility:

The cash withdrawal facility of this card is very good. You can withdraw cash up to 80% of your credit card limit. Every day the limit of cash withdrawal by ATM is 12000 rupees. It means you can withdraw 12000 rupees in a day from this credit card. This facility is good for emergencies but doesn’t withdraw money from ATMs. ATM withdrawal charges are very high for this credit card.

Utility bill payments:

SBI Simply Click Credit Card can give you benefits in utility bill payments. If you pay your monthly water bills, electricity bills, mobile bills etc, you can get up to a 5% discount. This can differ in your condition. If you want a credit card for utility bill payments, this sbi card can be a better option for you.

International credit card:

You can use this credit card in India & also out of India, if you live in another country or you travel in other countries you can use SBI simply to save your credit card.

Annual fees waived off:

If you 1,00,000 rupees annual transaction with SBI Simply Save Credit Card, your next year annual fee will be waived off.

Card To Card Payment:

With this SBI Simply Save Credit Card, you can pay your other card’s payments like bill payments, Dues etc. This is a unique feature of this credit card. however, this is not a very big benefit but still, this is a benefit.

Flexi PAY:

If you buy any product online or offline that is worth more than 2,500 rupees. You can turn that purchase into EMI and you can take in small parts.

Add-on Card:

A small helpful benefit, if you want to apply for an add on card you don’t need to pay any cost. You can get your add on card absolutely for Free.

Note:

The reward points that you earned, you can adjust that reward points in your bills.

The limit of the SBI Simply Save Credit Card will be based on your profile. It means the bank will decide the credit limit of your credit card.

Charges Of SBI Simply Save Credit card:

Annual Fees: The annual fees of SBI simply save credit card is (499 rupees + GST), the GST is 18% at credit cards. so you need to pay 499 please + GST at the time of application.

Renewal Fees: The renewal fee of the card is also 499 rupees + GST. But if you spend at least 1 lakh rupees in a year on this credit card you don’t need to pay renewal fees. Your renewal fees will be waived off.

Billing Interest: If you don’t pay your bill in time(billing date), the interest will be 3.40%/month. So always keep the billing date in mind.

Add-On Card: Your add-on card is absolutely free. You don’t need to pay any cost for Add-On Card.

Do you want A Premium Credit Card that gives you Premium Offer? Check out SBI Prime Credit Card.

How To Apply For SBI Simply Save Credit Card:

Documents To Apply:

1. If we talk about documents, you need to show them your identity proof & address proof like Aadhar card, pan card etc. You have to show your income proof and credit score also.
2. When applying for SBI Simply Save Credit Card, SBI will check your last 3-months bank transactions or your salary slip.
3. If you want to apply for this credit card and if you are a salaried person your salary must be 2,00,000 rupees annual. This is a minimum priority of a salaried person but if you are not a salaried person, you should talk to SBI executives. They will explain to you, what you can do.

Note: If you have a bank account in SBI then your application process will be easier for you.

Applying Process Of SBI Simply Save Credit Card:

You can apply for this credit card from the SBI branch or sbicard.com. you can apply from where you want to. If you want to apply from the website. Here is a small process.

1. Open your Google Chrome in mobile or desktop search SBI card.com and open the credit cards page.
2. Choose your credit card and if you want to apply then click add apply now button for Learn More button (for features).
3. After clicking the apply now button, you have to fill in your personal details like a name, city, mobile number and E-mail. Now click the Send OTP button below.
4. Here, you have to verify your phone number by filling in your OTP. Now fill in your professional details here 1.) Occupation, 2.) Company Name, 3.) Annual Income, 4.) PAN Number & 5.) Date Of Birth. Now click on the Next button below.
5. On this page, you have to fill in your residential details like House number, locality, pin code and nationality & click Confirm.

Now, the process ends from your side. Here, you will get your application ID number and the SBI representative will contact you in 48 hours, they will verify your identity and address details & income proofs. After that, your application will be approved and your card will be in your hands.

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