Should You Buy Air India SBI Platinum Card- See Benefits, Features, Charges, Eligibility & Genuine Review

Are you a travelling lover, do you book flights frequently? you must see Air India SBI Platinum Card once.

SBI has collaborated with Air India & launched this SBI Air India Credit Cards. However, SBI launched two cards with the collaboration with Air India, the first one is Signature Card & the second one is Platinum Card. Both cards are better than each other. But you can choose one that is bettor helpful for you.

What you will get from this article? We have made a short & customized article with the complete information on SBI Air India Platinum Card. This article will get you only 5 minutes to read & you know everything about this credit card like benefits, features, downsides, charges, eligibility, apply process(step by step) & also opinion & review for a better decision.

FEATURES & BENEFITS OF AIR INDIA SBI PLATINUM CARD

• This card gives you free membership of the Air India Frequent Flyer Program, this membership is very helpful for those who travel frequently from Air India flights.
• You will get 15 reward points on every 100 rupees in Air India flight booking. Only If you book from Airindia.com or Air India Mobile App.
• Another unique feature, you can convert earned reward points into air India miles(your 1 reward point is equal to 1 Air India mile).
• When you give a joining fee for this Credit card, at that time you will get 5,000 reward points as a welcome gift and these reward points will be added to your account within 15 days.
• You will always get 2,000 reward points as an anniversary gift.
• Whenever you will buy petrol and diesel in any fuel pump between rupees 500 to 4,000. So in that, you will get a 1% discount. You get a maximum discount of up to ₹ 250 in refuelling once.
• Whenever you spend ₹ 100 with the help of this credit card, you will get 2 reward points. You will get reward points of up to 15,000 in 1 year.
• If you spend ₹ 2 lakhs annually with this credit card, then you will get 5,000 reward points.
• If you spend ₹ 3 lakhs in 1 year with this credit card then you will get 10,000 reward points.

CHARGES ON AIR INDIA SBI PLATINUM CARD

• On this credit card, you have to pay an annual charge of rupees 1,499 once after that renew this card every year.
• To renew this card, you will have to pay Rs 1,499 every year.
• If you make a late payment on this credit card then you will have to pay an extra charge and that extra charge is set by the bank. You can see the average late payment charges by clicking here.
• If you want to replace this card then you will have to pay ₹ 100.

HOW TO APPLY FOR AIR INDIA SBI PLATINUM CARD

You can apply for this card online. If you want to apply for this card online, you can apply by following the steps given below.

• First of all, you have to go to the official website of the SBI Card.
• After going to the official website, go to the page of the credit card & search for this card.
• After that, click on Air India SBI Platinum Card & check your eligibility.
• If you are eligible for this card then click on the apply button.
• Here, you have to fill a form, fill that form and fill in all the details like personal and employment details.
• When you fill in all your details, Submit the form by clicking on that Submit button.
• After filling in details & uploading documents, your documents will be verified and the bank executive will contact you in some days.

ELIGIBILITY TO APPLY FOR AIR INDIA SBI PLATINUM CARD

• This card is available for both Salaried and Self Employed.
• Whoever is making this card, his income should be at least 40,000 rupees per month.
• The credit card is not available to the people of all the cities. This card is not available in many cities as specified by the SBI. But when you apply for this credit card, you can check your city at the credit card page.

DOCUMENTS REQUIRED TO APPLY FOR SBI PLATINUM CREDIT CARD

• Copy of your Identity proof such as PAN Card, Driving License, Aadhar Card, Voter ID Card, passport.
• Copy of Address proof such as PAN Card, Driving License, Aadhar Card, Voter ID Card, passport.
• Copy of Proof of income, Last 3 months bank statement or salary slip.

CONCLUSION & REVIEW

If you are a frequent traveller & you travel by Air India flights you can check this card because this card will give you benefits on every travel. If you are not a frequent traveller, check the benefits & features of the card, if benefits are helpful for you, get this card.

But if you are not a frequent traveller & features are still not helpful, leave this air India SBI platinum card & take a look at the other wide range like TATA SBI Croma Card(shopping Card), SBI Yatra card(travel card), SBI Signature Card(premium card) & more.