See All Specifications Of Club Vistara SBI Card- All Features, Benefits, Charges, Apply Process(Eligibility, Required Documents) Etc | Review 7 Opinion Included!

CLUB VISTARA SBI CARD is one most used air travel credit cards. This card is offered by the STATE BANK OF INDIA and Air Vistara. Mainly, this card brings you many benefits while travelling & this card gives you welcome gifts and discounts in some places.

In this article, we are going to know all about CLUB VISTARA SBI CARD, Features and benefits of the SBI Co-branded Travel Card, the Downsides of this card, how to apply, eligibility criteria, documents required for application etc.

If you don’t complete this 5-minute article, then you miss a lot of information about this card.

FEATURES OF CLUB VISTARA SBI CARD

• When you get this credit card then you will get 1 economy class flight ticket free as a welcome gift.
• When you spend Rs 200 with the help of this credit card, you will get 3 Club Vistara Points.
• At the time of issue of this card, you will get complimentary membership of the Priority pass program.
• With the help of this credit card, you will get huge discounts on hotel & car rental booking.
• With this credit card, you get complimentary access to domestic airport lounges.
• If you have this card then you get Air accident insurance up to 50 lakhs.

BENIFITS OF CLUB VISTARA SBI CARD

• Suppose, If you lose your credit card, you will get a Liability cover of up to Rs.1 lakh.
• If you spend ₹ 5 lakh in 1 year with the help of this credit card, then you get a hotel stay voucher of 5,000 rupees.
• If you want to transfer money to any other credit card with the help of this credit card, then you can do it at a lower interest rate.
• If you spend ₹ 50,000 with this credit card within 3 months from the day you issue the card, you will get 1,000 Club Vistara Points.
• You get an easy money facility in this credit, Which means you can withdraw more money than your credit limit in the form of a demand draft or cheque.

CHARGES ON CLUB VISTARA SBI CARD

• If you take this card then you have to pay Rs 1,499 as the annual fee. You have to pay this money only once.
• If you take this card, then you will have to pay Rs 1,499 as a renewal fee. you have to pay this money every year.
• On this card, you have to pay a finance charge of 2.50% every month.
• Retrieval Statement Charge is Rs. 100 in this credit card.
• The cheque fee is Rs. 100 in this credit card.
• The foreign currency mark-up charge is 3.5% on this credit card.

LATE PAYMENT CHARGES OF CLUB VISTARA SBI CARD

On this card, you have to pay more charges especially late payment charge Late payment charge

• The late payment fee from Rs.0 to Rs 500 is Rs 0.
• A late payment fee of more than Rs 500 and up to Rs 1000 is Rs 400.
• A late payment fee greater than Rs 1000 and up to Rs 10,000 is Rs 750.
• A late payment fee greater than Rs 10,000 and up to Rs 25,000 is Rs 950.
• A late payment fee greater than Rs 25,000 and up to Rs 50,000 is Rs 1,100.
• Late payment fee above Rs 50,000 is Rs 1,300.

ELIGIBILITY CRITERIA FOR CLUB VISTARA SBI CARD

• You are eligible if you are an employee of a company and you are getting a salary every month or you are doing some work by yourself and earning money from it.
• You must be at least 18 years of age to take this card.
• You need to be the residence of India to get this card. 

DOCUMENTS REQUIRED FOR CLUB VISTARA SBI CARD

Proof Of Identity

PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Person of Indian Origin Card, Job card issued by NREGA, Overseas Citizen of India, Letters issued by the UIDAI.

Proof Of Address

Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card provided by the government, Person of Indian Origin Card, Job card which is issued by NREGA, Any Bank Account Statement.

Proof of Income

Copy of Proof of income, Last 3 months bank statement and Latest Copies of IT return.

HOW TO APPLY FOR A CLUB VISTARA SBI CARD

If you want to apply for this credit card, then you can apply online if you want to apply online then follow the steps given below.

• First of all, you have to visit the official website of the SBI Card.
• After visiting the official website, go to the Credit Card page.
• Here, find & open the Club Vistara SBI Card from the search option.
• After that, you have to click on the “Apply Now” option.
• When you click on the option of apply now, you will get an application form.
• Now, fill that application form by entering your personal & professional details.
• After filling that application form, submit your documents along with it.
• After that, click on the submit button & wait because the SBI executive will you in some days.
• A Bank representative will help you get an updated credit card. Probably you will get your card in 14 working days of fee payment.

CONCLUSION

If you generate a decent monthly income every month then you can take this credit card because you can pay these charges comfortably. If you are 18 years old and you are still not earning money then you do not apply for this credit card.