All Features, Benefits, Charges Of SBI Doctor Credit Card- Learn How To Apply

SBI Doctor Credit Card is introduced by the State Bank Of India. Advance technology has been used in this card. On this card, you have been given the option of wave and pay. Meaning that you will just wave this credit card and your payment will be done. This technology is not provided in a normal credit card.

However, this SBI launched this credit card for doctors but features & benefits are quite different that will amaze you.

We have covered every type of info of this SBIDoctor Credit Card like Benefits, features, charges of doctor card & eligibility, documents(complete step by a step application process). So don’t miss this 5 minutes article because we specially customized this article for your types of readers.

FEATURES OF SBI DOCTOR CREDIT CARD

• With this credit card, SBI provides you with professional indemnity insurance. If you are a doctor you know, what it is? If you don’t know click here & see.
• You can use this card anywhere 3,25,000 outlets in India and 24 million outlets worldwide.
• With the help of this credit card, you can pay all the bills like electricity, telephone etc.
• By using this card you can also transfer money at a low-interest rate.
• This Card will also give you free complimentary membership in the priority pass program which is worth approx 99$.
• This card gives you 4 complimentary visits to international airport lounges(in a year) & 8 visits to domestic airport lounges. (you can get a max of 2 visits in a quarter).

BENEFITS OF SBI DOCTOR CREDIT CARD

• You will get a welcome gift of Rs. 1500 from yatra.com.
• If you spend up to 5 lakhs with this card in 1 year then you will get a bonus reward of rupees 5,000 towards yatra.com, Shoppers Stop and BATA.
• If you spend ₹ 100 with this credit card then you will get 1 reward point.
• You will get 5x reward points on medical supplies, international spendings & bookings. (Also 5x reward points on every spend on the doctor day-1 July).
• If you take fuel from rupees 500 to 4000 in fuel pump with this credit card, then you will get a discount of 1%.
• If you spend 2 lakh rupees in 1 year with this credit card, then the renewal fee will be returned to you.
• When you transact with SBI Doctor Credit Card, you will get high security because this credit card comes with a PIN and Chip facility.

DOWNSIDES OF SBI CREDIT CARD

This credit card doesn’t have big downsides but still, there are some little bit downsides that we think we should present.

CHARGES ON SBI DOCTOR CREDIT CARD

There are 3 to 4 types of charges that come with this credit card. Before applying for this credit card, you must check it out.

• On this card, you will have to pay an annual fee of Rs 1,499 once.
• On this card, you have to pay the renewal fee of Rs 1,499 every year.
• If you make a late payment on this credit card, then you will have to pay an extra charge and that extra charge is set by the bank. We have also mentioned the late payment charges below.
• If this card is lost abroad, then you don’t need to pay the replacement fee but if this card is lost in India, then you will pay Rs 100 for replacement.

Late Payment Charges

• Late payment charge from Rs.0 to Rs.200 is Rs.0.
• The late payment charge of more than Rs.200 and up to Rs.500 is Rs.100.
• Late payment charge greater than Rs.500 and up to Rs.1,000 is Rs.400.
• Late payment charge greater than Rs. 1,000 and up to Rs.10,000 is Rs. 500.
• The late payment charge above Rs.10,000 is Rs.750.

HOW TO APPLY FOR AN SBI DOCTOR CREDIT CARD

Have you liked the features of this credit card? I know that you are quite disappointed with the downsides of this card but you can adjust a little bit.

However, this card is provided by SBI especially for doctors but if you are not a doctor you may also get this credit card. So if you want to apply for an SBI doctor credit card or if you want to learn how to apply for an SBI doctor credit card, there are things you must know to apply for this credit card.

The first thing is eligibility, the second thing is required documents & the final thing is applying process.

Don’t take tension about it because we have covered all below. So read and follow the step by step process.

ELIGIBILITY FOR DOCTOR CREDIT CARD

• To apply for this card, you must be at least 21 years old and a maximum of 65 years.
• To apply for this card, your monthly income should be 1.5 lakh rupees.
• To take the card, the doctor is taking his salary for at least 3 years or a self practising doctor for 3 years.

DOCUMENTS REQUIRED FOR SBI DOCTOR CREDIT CARD

• Copy of last 6 months bank statement.
• Latest Copies of IT return.
• Self arrested copies of their registration certificate from the medical council of India or state medical council.

STEP BY STEP PROCESS TO APPLY FOR SBI DOCTOR CREDIT CARD

There are many ways to apply for this credit card which We have discussed below.

Online Process:

You can send SMS ‘DOCTER’ to 5676791.

You can call a toll-free number, 1800-180-1290. After the call, the customer care executive will be in touch with you and he will forward your application.

You can also register this card by visiting their official website.

• First, Visit the official website of Sbicard.
• Go to the credit card page & find Doctor Card, click on SBI Doctor Credit Card.
• As soon as you click on Apply SBI Docter Credit Card, you will get an application form.
• You have to fill in all your details in that form.
• As soon as you fill and submit the form, you will get an application reference number.
• If you get approved for this credit card, then the bank will reach you.

Offline Process:

If you do not want to apply online then you can also apply offline. For that, you have to go to Nearest SBI Bank and there you have to meet the higher authority person and apply for the SBI Doctor credit Card with proper documents.

CONCLUSION

When you transact with SBI Doctor Credit Card, you will get high security because this credit card PIN and Chip facility are provided. Also, Doctor Card has quite good benefits for doctors but it is only available for doctors.

So if you are a doctor & you think that these benefits & features can help you, must take this card.

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