5 Unique Benefits Of Shaurya SBI Card- Benefits, features & How To Apply

For the Indian defence sector employees, SBI who is the biggest bank of India launched some credit cards named Shaurya SBI Card(SBI Shaurya Credit Card). We have seen a lot of problems and difficulties in this pandemic. That’s why SBI has launched this credit card to help our soldiers and to give a gift for their hard work and sacrifices.

This Shaurya SBI Card is for those who are in the Indian air force, Navy, Indian army or Paramilitary. If you are not in defence then you are not eligible for Shaurya SBI Card. But don’t disappoint because SBI has also a lot of Very beneficial multi-purpose credit cards like TATA SBI Card, SBI Simply Save Credit Card, SBI IRCTC Card etc.

Introduction Of SBI Shaurya credit card:

SBI Shaurya credit card is a shopping credit card that gives you exciting shopping benefits and other expenses.

If you use this card and spend on movies, dining, grocery, CSD & more, you will get exciting benefits on this credit card. This card gives you the reward benefits by reward points on spendings, So if you are an employee of the Indian defence sector then you must check out this SBI Shaurya Credit Card.

Must Read: Why SBI Elite Credit card is Most Premium card Of India, See Features & Charges!

Features Of SBI Shaurya Credit Card:

Special Flexipay:

However, SBI gives Flexi pay features in most credit cards, but there is something special in this card. What’s special about this feature? This card gives you a Flexi pay option on purchases as low as 2,500 and you can turn that purchase into small blocks of EMI. Not only this you will get 30 days to complete this purchase.

Easy Utility Payments:

You can use this card for automatic utility bill payments. As you know everybody has their utility bill payments like water bill, recharge bill, electricity bills and more. With this Shaurya SBI Card, he/she can automate their monthly utility bill payments and also they will earn rewards on their utility bill payments.

Easy Money Option:

Suppose, if you need cash and you want to get cash at your places like your home or your office. So this unique feature of the Shaurya SBI card can help you very much. With this credit card, you can instantly get cash on your doorstep. This feature is one of the most unique features of SBI credit cards.

Reward Points:

• If you use this credit card in the CSD canteen, you will get 5 reward points for every hundred rupees spent.
• This card also gives you 5 reward points on movies, dining, departmental, groceries & more.
• Excluding all of this, if you spend a hundred rupees anywhere(online or offline), you will get a 1 reward point for every spend.
• Special things about Reward Points: the value of 1 reward point is 0.25 rupees, which means 4 reward points equals 1 rupee.

You can redeem your earned reward points on the reward catalogue of SBI Card’s website.

Person Insurance:

As you know, SBI has launched this card on the Rupay platform and gives your accident insurance worth rupees 2,00,000 lakhs. However, this benefit is not casual but still, this is very helpful in difficult situations.

International Use:

The extra beneficial and special feature of this credit card. You can use a credit card out of India and you can also do international transactions with this credit card. So if you go out of India or you consistently need International transactions, this Shaurya SBI Card is made for you.

Other Features & Benefits:

1. Balance Transfer Facility: This credit card also provides you with a balance transfer facility. Some people don’t know what a balance transfer facility is, if you are one of them click on this link and learn in simple words.
2. Add-On Card Facility: you can get multiple Add-on cards basically for free. If you want a credit card for your son/daughter who is eligible (18+), you can simply apply for this.
3. Spend Benefit: With this credit card, if you spend more than 50,000 rupees in a year then your next year Annual fees will be waived off.
4. Fuel Surcharge Waiver: fuel surcharge waiver facility is also available on the Shaurya SBI card. If you purchase fuel between 500 to 3,000 rupees at a time, you will get a 1% fuel surcharge waiver. But here is a special benefit, you can get a waiver in fuel surcharge until it comes to 250 rupees in a month.

Charges For Shaurya SBI Card:

SBI house launched this card to help our defence employees but still, they have some charges on this credit card.

1. Joining fees: joining fees for this card is Nil, you don’t need to pay anything to join this card.
2. Annual fees: Annual Fee for this card is 250 rupees/year. However, in most of the cards, SBI charges 500 rupees Annual fees but SBI doesn’t charge so much on this credit card.
3. Renewal fees: The renewal fee is also 250 rupees but if you spent 50,000 rupees in the previous year, you don’t need to pay any type of annual fee or renewal fees.
4. Add on card fees: you can get multiple add-on cards absolutely for free, there is not any type of charge to get add on cards.
5. Interest-free time: The interest-free time of the Shaurya SBI card is 25 days to 50 days.

How To Apply For SBI Shaurya Credit Card:

There are two to three things that matter while applying for this Shaurya SBI card.

Eligibility Criteria:

while applying for this SBI card, they will check your identity, your source of income, Age, CIBIL score. The age factor matters, you must be between 21 years to  65 years to apply for this SBI card. If you came in the given eligibility criteria then you can take steps.

Required Documents:

There are not so many documents needed to apply for this SBI Credit Card. But still, you need some documents like an Aadhar card, PAN Card, Passport etc for identity verification.

You also need address proof like a domicile certificate or Aadhar card.

Excluding identity verification and address proof, they also want your income proof like salary slip of 3 months, Form 16 & your 3 months bank statement.

Step By Step Process- SBI Shaurya Credit Card

After all of this eligibility, documents, and salary proof, you can apply for this credit card from the SBI card.com website.

If you want to apply offline then go to any SBI branch near you where you have your SBI account, tell them to apply for a Shaurya SBI card. They will take copies of your documents and see if you are in eligibility criteria. In a few days, they will apply for your credit cards and your credit card will be in your hand within 15 days of applying.