Standard Chartered Credit Card Status 2021 | How Do I Check My Credit Card Status?

Nowadays, online payments have become very popular, making the banking system go cashless, with the arrival of debit and credit cards. that’s why a lot of people switching to Credit Card. There are a lot of markets, shops, etc who gives various offer on using credit cards. Doesn’t sound amazing? So, you might be thinking what are credit cards? We have also covered it below.

Like everyone Standard Chartered also have their credit cards. but some people don’t know, how to check standard chartered credit card status in 2021. that’s why we have made this article to learn a simple way to check Standard Chartered Credit Card Status.

Must Read: The Shocking Reality Of Credit card Loans(Exposed)!!!

Credit cards: A quick overview

A credit card is a rectangular plastic card that is issued by financial institutes which makes you borrow funds with some limited amount of purchases. But later you need to pay the amount you have borrowed from the respective financial institutions in the future. It is just like taking a loan.

Due to this net banking and online transactions, day by day the number of credit cardholders has increased rapidly making it more popular. The credit card has become the most important for people with their increasing expenses. Most people prefer credit cards over debit cards.

To maintain this and ease of use of credit cards, Standard Chartered Bank has introduced credit cards to look after everyone’s requirements, which is known as the popular bank in India.

If you too want a credit card, you can apply both offline and online in Standard Chartered Bank. After applying and completing the process, you might want to check the status of your credit card and want to keep track of it. So, how can you check the Standard Chartered credit card status?

We will elaborate on all the steps in detail by which you can easily check the standard chartered credit card status. After applying for cards a standard chartered credit card, an SMS will be received to your registered phone number. The number from the bank e.g. let’s take SBI, for acknowledging your credit card with reference and application number.

How do I check Standard Chartered Credit Card Status?

Check Standard Chartered Credit Card Status Online:

Standard chartered bank has introduced a simple to track your credit card to reduce the pressure of the SBI. You can track your credit card status online from anywhere you want.

You need to go to the SBI website there you will find the credit card section, where you need to provide all the details like application number, reference number, name, date of birth, mobile number, etc, then by clicking on proceed you can check your credit card status easily.

The details which are required while filling the website are-

• Registered mobile number
• Application / Reference number 
• Date of birth
• PAN

⇒These are the essential details required to check online credit card status. 

Check Standard Chartered Credit Card Status OFFLINE:

There are various ways through which you can check your online credit card status. Let’s see one by one.

1.  Customer Care – The SBI provides a customer care number on their website which you can do any inquiry from 9 am to 5 pm. So, you can call the SBI customer care number and check the application status for your credit card. They will ask you for the reference number and let you know where the application is being processed. 

2.  Visiting SBI Branch – If the SBI bank branch is near you, you can simply visit the branch and ask the staff for your credit card status. They will ask for the application number and tell you the credit card status.

Once you viewed or know the status(standard chartered credit card status) of your credit card from the above choices. Now you might want to know the stages where your credit card is being processed.

The Various Stages are: OFFLINE PROCEDURES

In process: When you check your credit card status and if it shows in the process then it means that SBI has not moved your application for further process, this happens when your documents and other details are in process of checking.

Dispatched: When you find your credit card status as dispatch, it means that your application is approved by SBI bank and they would send you mail in your registered email id that you would receive your credit card within 2 to 3 days.

Disapproved: If your credit card status shows disapproved that means your request for a credit card has been declined by the SBI bank. This may occur if the bank doesn’t get enough credit scores from you or might be you are not eligible for the credit card. In this case, will be better you might apply to another bank for a credit card.

On hold: It shows when the required document which is asked by the bank is missing and request you to submit it once it is done they procced the application for further process. This sometimes also happens when they didn’t get a credit score.

No Records found: When your credit card status shows this, you might have entered the details in your application in the wrong way like you might have entered the mobile number incorrectly. This can be corrected but you need to go 2 to 3 times to the bank for correction or sometimes you need to reapply your credit card application.

So these are the various stages in 

ELIGIBILITY FOR CREDIT CARDS

The eligibility of yours for a credit card depends on the type of credit card you apply But the common criteria for applying credit card is the applicant should be 21 years to apply for the credit card to any bank. 

The standard Chartered Bank has provided a lot of facilities to the public in making credit cards. There are many types of standard chartered bank credit cards, some are listed below-

• Standard Chartered Bank Ultimate Credit Card
• Standard Chartered Bank Landmark Rewards Platinum Credit Card
• Super Value Titanium Credit Card, Standard Chartered Bank
• Manhattan Platinum Credit Card, Standard Chartered Bank
• Platinum Rewards Credit Card, Standard Chartered Bank
• Yatra Platinum Credit Card, Standard Chartered Bank
• Priority Banking Visa Infinite Credit Card Standard Chartered Bank
• Emirates World Credit Card Standard Chartered Bank

The required credit card you can choose and apply for it.

CONCLUSION:

From the Standard charted bank credit card article, we know that applying credit card is not too hard nor too easy. But after applying you can keep track of your credit card status online and offline both ways.