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Is SBI FBB Credit Card Leader Or Looser – Benefits, fees & Eligibility
Do you shop from FBB? Do you need a credit card that can give you benefits on shopping? If yes then you come to the correct place? We’re talking about the SBI fbb credit card which is also called the SBI FBB Style up Credit Card.
SBI and Big Bazaar collaborated and launched their only shopping card that is SBI FBB Credit Card.
Basically, the ‘SBI FBB Credit Card’ is made for those who shop from Big Bazaar. With this credit card, you will get a contactless payment.
It means you can do contactless payments from this credit card. In this article, we will talk about the Benefits of SBI fbb credit card, downsides and Fees and Charges Of SBI FBB Credit Card.
After reading this article, you can say that you know everything about this SBI FBB credit card.
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Benefits Of SBI FBB Credit Card:
SBI Fbb Credit Card, a leading credit card in the shopping credit cards category. This card is providing you best benefits like an Anniversary gift, Fuel Surcharge Waiver, Flexi pay & the most beneficial & different benefit of Instant Discount.
Before taking any decision about this Sbi card, Must read these benefits. may these benefits beneficial for you.
Welcome Gift:
When you pay the annual fee and receive your cards, you will get a 500 coupon. You can shop from this coupon at any FBB outlet. Actually, by giving you a 500 rupees coupon, SBI returning your annual fees.
Anniversary Gift:
After completing one year of using this credit card, you will get 2000 reward points as an anniversary gift. It means when you pay the next year’s annual fees, you will get this anniversary gift.
You can redeem your 2,000 reward points as a 500 rupees fbb coupon. It means your renewal fees will be pay off to you. You can also use your reward points to minus in your bills.
Instant Discount:
The most beneficial thing in SBI fbb Credit Card. If you shop in fbb outlets by using this SBI fbb credit card, you will get an instant 10% discount.
There is no capping, No matter what the purchasing amount is, the 10% instant discount is fixed. even if it’s 1,000 rupees or 1 lakh rupees. If you buy a product already offered, you will still get an instant 10% discount on that product.
Reward Points:
One more beneficial gift is given by this credit card. When you use this credit card at food bazaar, big bazaar and dining, you will get reward points every time.
The price of 1 reward point is 0.25 rupees. However, this is not a big benefit of this credit card but still, this is a benefit.
Fuel Surcharge Waiver:
Another more helpful benefit of SBI fbb credit card. If you use this credit card on fuel purchase, you don’t need to pay the surcharge because your surcharge will be waived off.
So if you have your own vehicle this benefit can be very beneficial for you. Your fuel surcharge waiver is limited to 100 rupees.
Flexi pay:
Flexi pay facility is available on this credit card. What is Flexi pay? If you have any purchases about 2,500 or more. You can simply turn that purchase into EMI and pay it in small blocks amount. It will help you to manage you money.
Spare Credit Card:
However, this benefit is not beneficial for everyone. If anyone wants an add-on card. It can be very beneficial for them.
If your credit card is lost or forgotten, you can get your credit card for 100 rupees. Even if you need a spare credit card, you only need to pay 100 rupees and your new credit card will come.
Cash Withdrawal:
You can withdraw cash from an ATM using SBI fbb Credit Card. This is a good thing with this credit card but as you know that If you withdraw money from ATM, You get a lot of fees with cash.
So we recommend you, don’t withdraw money from ATM. If you trapped in a situation or emergency.
SBI FBB Credit Card Benefits PDF:- Download here
Eligibility for SBI fbb credit:
If you want to apply for this credit card, you must have identity proof, Address proof and Income proof. It means you must have an Aadhar card, pan card, 3 monthly bank statement or salary slip.
If you have these documents you can apply for an SBI fbb credit card. Not only this, if you have an SBI account, the application process will be easier.
If you have another SBI Credit Card, you can get this card on behalf of your other SBI credit card. Excluding these documents, SBI Bank will also check your credit score. So keep your credit score good.
Fees & Charges For SBI FBB Credit Card:
- The joining fees and annual fees of the SBI fbb credit card is 499 rupees + GST.\
- The Renewal Fees of This Sbicard is 499 + GST.
- The billing cycle of this credit card is 45 days to 90 days.
- The Addon Credit Card Fees is 100 rupees or Nil.
- The Interest Rate of this credit card is 3.35% per month. For a year, this interest comes between 39% to 42%. This is more than expected, You must think about this credit card. If you don’t pay bills then interest can give you tension.
Opinion & Conclusion:
After reading all benefits, Fees & eligibilities, a question remains. Should I buy this credit card? Is this credit card beneficial for you or not?
A simple answer is here. SBI fbb credit card is a shopping credit card that gives you reward points & offers in Big Bazaar, Fbb & Food Bazaar.
If you shop from fbb, if you shop a lot of groceries. This card is made for you. If you do not shop from fbb, big bazaar or food bazaar this card is not very beneficial for you.
I think this answer is enough for your decision. If you found, SBI Fbb STYLEUP Credit Card not helpful for you, You can see SBI Prime Credit Card or SBI simply click Credit Card.