New TATA SBI Card- See Features, Eligibility, Limits & Charges To Apply

Do you want a multipurpose credit card that you can use anywhere like shopping, bill payments, daily expenses etc?, So TATA and SBI(State Bank of India) collaborated and launched a Multi-purpose Credit Card named TATA Titanium SBI Card. SBI has collaborated with TATA Star Bazaar which is a sub-company of TATA corporation.

So in today’s article, we will talk about the TATA SBI card. Features of theTATA SBI card, Advantages Of TATA SBI Card, Charges, Fees and Eligibility for this TATA Titanium SBI card.

If you are A travel lover & want a Travel credit card, See This SBI IRCTC Credit Card.

Basically, there are two TATA SBI Cards, First is named SBI TATA Titanium Card and the second is the SBI TATA platinum card. But in this article, we will talk about SBI TATA Titanium Credit Card.

Features Of TATA SBI Card:

This TATA SBI Card is a muli0purpose credit card, so it has a lot of benefits in most of the fields, this card provides you feature like Value back offer, Reward Points, Fuel Surcharge Waiver & much more.

Anniversary Gift:

After 30 days of TATA SBI card activation, you will get a TATA Star Bazaar Gift Voucher of 1,000 rupees. You will get this voucher as a code on your registered mobile number. You can use this gift voucher at any TATA Star bazaar outlet.

Reward points & Value Back:

Excluding TATA outlets or TATA Star bazaar outlets, if you spend hundred rupees on any other outlet so you will get 1 reward point for every hundred rupees spent. The value of 1 reward point is 1 rupee.

Here are some other branches of SBI and tata where you can get a good value back offer and reward points:

1. If you spend hundred rupees on Croma, you will get 1.5 reward points.
2. If you spend a hundred rupees on Star bazaar, you will get 3.5 reward points.
3. If you spend a hundred rupees on the Westside, you will get 5 reward points for every hundred rupees spent.
4. If you spend at least a hundred rupees in Titan stores, you will get 3 reward points.
5. Every hundred rupees spent on Tanishq will give you 1.75 reward points.
6. For every hundred rupees spent on TATA CliQ, you will get 1.5 reward points.
7. If you spend a hundred rupees on a Landmark, you will get 2 reward points.

For your convenience, We repeat(you will get these reward points on every hundred rupees spent not more – not less).

Note: the value of one reward point is 1 rupee and you can manage these reward points in your bill. If you don’t want to manage it then you can simply withdraw your reward points, suppose if you have 10,000 reward points you can change these 10,000 reward points into 10,000 rupees.

News: SBI Launched their New Shopping Credit Card With Insane Benefits, Click here & See.

Other Special Benefits Of TATA SBI Card:

1. The fuel surcharge Waiver facility is available on this credit card, if you travel a lot then this credit card can be beneficial for you.
2. The Flexi pay EMI facility is available on this TATA SBI card. In this Flexi pay EMI facility, you can change any purchase amount into EMI but the amount must be more than 2,500 rupees.
3. The Balance transfer facility is also available in this SBI Tata Titanium credit card. So if you have another credit card then you can pay that bill from this credit card.
4. Instant Loan facility is available with this credit card, If your credit score is one & you are not in any case, you can get the loan.
5. You can use this card for utility bill payments, but you will not get exciting offers.

Limit & Charges Of TATA SBI Card: 

1. The annual fee of the card is 499 + GST, New GST rate on this card is 18% so add 18% GST on 499 rupees. If you spend 1 lakh rupees in a year from this TATA SBI Card, your next year Annual fees will be waived off. You can spend these 1,00,000 Rupees anywhere like shopping, grocery, expenses, transactions etc, there is not any term and condition.
2. The Credit Limit of the SBI TATA Credit Card is up to 3,00,000 rupees And the minimum credit limit of the card is 10,000 rupees.
3. You can apply for an Add-on Card for free.
4. The minimum amount due on this card is 5% only.
5. Rate of interest on this card 3.5% per month(Normal) & 2.5%per month.

Downsides Of TATA SBI Card:

The lounge access facility is not available on this credit card, so you can’t access any domestic or international lounge.

SBI doesn’t provide you with free priority pass membership.

Eligibility For TATA SBI Card:

The eligibility criteria for this TATA SBI card is something different. If you want to apply for this TATA SBI card, you must have another credit card that must be at least 6 months old & the Credit limit of that card must be more than 30,000 rupees.

If we talk about the salary slip and profession, you must be an employee of a big multinational company like TATA, Reliance, Aditya Birla Group etc.

The rules for the credit card changes with time, So you can call TATA customer care executives for information Call 1860 500 8282 or 1800 180 8282(Toll-Free).

How To Apply For TATA SBI Card:

You can apply for this credit card simply from your mobile in 5 minutes, Before applying for this card, make sure you have read all from the upper section. If not then read because we have provided features, benefits, charges, downsides & Eligibility Criteria of this card.

Make sure, you are completely eligible for this TATA SBI card if you don’t know the eligibility criteria read above, we have also provided it.

1. To apply for this SBI Credit Card, you must have some documents to apply for this. You must have an identity proof residence group and income proof for the application process. 
2. For identity proof, you must have an Aadhar card, PAN card, voter ID or Driving licence. Anyone or two documents are enough for identity verification.
3. However, these documents can verify your address but sometimes you can give a domicile certificate for easy approval.
4. Let’s talk about income proof, SBI gives this card to the persons who are in a special occupation, maybe this rule is now changed. So, you can confirm it by calling 1860 500 8282, the customer care executive of TATA. About Salary, your salary must be more than 25,000 for an easy application process. 
5. You have to show them your salary slip as income proof.

After it, Go to the Tatacards.com website(official website for TATA Credit Cards) & Select TATA Titanium Card. Click on Apply now button, Fill in your personal & Professional details & Verify your phone number. After some time, a TATA credit card executive will call you, He/She will verify your documents, salary & more. Now, you can pay the Annual fee & your card will be in your hands in 15 days.

If You didn’t Like this Credit Card then You should Check This SBI  Prime Credit Card, Click Here & See.

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